Health & Reimbursement Accounts
Tax-Advantaged Benefit Accounts that stretch every paycheck — for employers and employees alike.
TPA Services
What NBS does for your plans
Every plan we administer includes these core services — handled end-to-end by NBS.
Plan Administration
Day-to-day management of enrollment, eligibility, and plan operations.
Plan Design
Custom plan structures tailored to your workforce and organizational goals.
Claims Adjudication
Accurate, timely processing of employee claims and reimbursements.
Payroll Contribution Processing
Coordination with your payroll system for seamless pre-tax deductions.
Participant Services
Dedicated support for employees with questions about their benefits.
Non-Discrimination Testing
Annual compliance testing to ensure your plan meets IRS requirements.
Form 5500 Preparation and Filing
Complete preparation and filing of required annual returns.
Health & Welfare
Plans we administer
Every plan includes a dedicated Account Manager, IRS-compliant plan documents, compliance testing, and the NBS Debit Card where applicable. We administer 13 Health & Reimbursement Accounts plan types to cover every need.