NBS for Employers
From plan design to daily claims processing — we handle the administration so you can focus on running your business.
Employers Served
Plans Administered
States Covered
Employees
Why Employers Choose NBS
Dedicated Account Manager
A named point of contact who knows your plan, your employees, and your business — available when you need them.
Daily Claims Processing
Claims processed every business day so your employees are reimbursed quickly and you stay compliant.
CEFEX & SOC Certified
Independently certified processes give you confidence that your plans are administered to the highest standards.
Serving All 50 States
More than 20,000 employers nationwide trust NBS to administer their benefit and retirement plans.
What We Take Off Your Plate
Benefits administration is full of moving parts. Here's what your team stops worrying about when NBS takes over.
Drowning in plan documents and amendments
We draft, maintain, and update plan documents, summary plan descriptions, and amendments — keeping everything current with regulatory changes.
Missing compliance filings and testing deadlines
Form 5500 filings, non-discrimination testing, ACA reporting, and SAR distributions handled on schedule — we track the calendar so you don't have to.
Employees calling HR with benefits questions
Toll-free participant support, online portals, and mobile access mean your employees get answers from us — not from your HR team.
Slow claims and reimbursement turnaround
Daily claims processing and the NBS debit card give participants near-instant access to their benefits — no waiting weeks for reimbursement.
How It Works
Simple onboarding, predictable ongoing administration.
Step 01
Request a Proposal
Tell us about your organization and current plans. We'll put together a competitive proposal tailored to your needs.
Step 02
We Set Up Your Plan
Our implementation team configures your plan, handles enrollment, and gets your employees set up — with minimal lift on your side.
Step 03
We Handle the Administration
Day-to-day claims, compliance filings, employee support, and reporting — we run it all so you can focus on your business.
Why NBS?
For over 40 years, participants, employers, and advisors have trusted NBS to administer their benefit plans with precision and care.
Expertise You Can Trust
Nearly four decades of benefits administration experience, backed by SOC 1, SOC 2, and CEFEX certifications.
Customized Plan Design
Every plan is tailored to your organization's needs. No cookie-cutter solutions — just plans that work for your team.
Modern Technology
Secure online portals, mobile access, NBS debit cards, and daily claims processing keep things running smoothly.
Dedicated Service
Your own account manager, a toll-free call center, and a team that knows your plan inside and out.
SOC 1 Type II
Financial reporting controls
SOC 2 Type II
Security & availability
CEFEX Certified
ASPPA fiduciary excellence
What We Administer
NBS handles health & welfare, retirement, and COBRA administration — one TPA, one point of contact.
What's Included in Every Plan
One predictable administration fee covers the full scope of plan administration — no surprise charges for routine work.
Industries We Serve
From single-location nonprofits to multi-state employers, NBS administers plans for organizations across every major industry.
Education
Public and private K–12, higher education, and charter schools — including 403(b), 457(b), and FICA Alternative plans.
Government & Municipal
Cities, counties, special districts, and state agencies — non-ERISA 403(b), 457(b), and 401(a) plan administration.
Healthcare
Hospitals, clinics, and provider groups — health & welfare plus retirement plans designed for clinical workforces.
Nonprofit
Charitable organizations and associations — ERISA and non-ERISA retirement plans plus full health & welfare administration.
Manufacturing & Trades
Davis-Bacon prevailing wage plans, multi-employer arrangements, and full benefits administration for hourly workforces.
Professional Services
Law firms, accounting practices, and consulting groups — owner-favorable plan designs and Cash Balance arrangements.
Small & Mid-Market Employers
From 5 to 500 employees — Pooled Employer Plans, Solo(k), Single K, and right-sized health & welfare programs.
Religious Organizations
403(b)(9) church plans and tailored health & welfare administration for ministries, schools, and faith-based nonprofits.
Frequently Asked Questions
Common questions from HR leaders, finance teams, and plan sponsors evaluating NBS.
