Health Reimbursement Arrangement (HRA)

Your employer covers it. You keep more.

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Health & Welfare

About this plan

A Health Reimbursement Arrangement (HRA) is an employer-funded benefit that reimburses employees for qualified medical expenses — completely tax-free. NBS administers all HRA types with flexible plan designs that work for your workforce.

What's Included

100% employer-funded — no out-of-pocket contributions from employees
Tax-free reimbursements for eligible medical expenses
Pairs perfectly with high-deductible health plans (HDHPs)
Customizable eligible expense list and annual limits
Fast reimbursement via online claims or NBS Debit Card
Flexible rollover and forfeiture rules to match your plan design

For Employers

Control your healthcare spend without cutting benefits. You set the budget — NBS handles the administration, compliance, and claims so you don't have to.

For Participants

Your employer puts money in your HRA to help cover medical costs. Submit a claim online and get reimbursed quickly — no complicated steps.

NBS administers more than Health Reimbursement Arrangement (HRA)

Many employers use NBS across multiple benefit types — consolidating administration simplifies vendor management and gives your employees a consistent experience. You may also be interested in these related plans.

Questions? We're here to help.

Whether you're an existing client, a participant with a question, or exploring NBS for the first time — our team is ready.