Health Savings Account (HSA)

Save pre-tax. Spend tax-free. Keep it forever.

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Health & Welfare

About this plan

A Health Savings Account (HSA) allows employees to set aside pre-tax dollars for qualified medical expenses. NBS provides full HSA administration including account setup, contribution management, and compliance testing.

What's Included

Triple tax advantage — deductible, tax-free growth, tax-free withdrawals
Funds roll over year to year with no use-it-or-lose-it
NBS Debit Card for easy point-of-sale access
Daily claims processing with online portal
Full compliance testing and IRS reporting
Portable — stays with the employee if they change jobs

For Employers

Reduce payroll taxes while offering employees a valuable benefit. NBS handles all compliance testing and IRS reporting so you don't have to.

For Participants

Save money on taxes while building a fund for medical expenses. Your HSA is yours — it stays with you even if you change jobs.

NBS administers more than Health Savings Account (HSA)

Many employers use NBS across multiple benefit types — consolidating administration simplifies vendor management and gives your employees a consistent experience. You may also be interested in these related plans.

Questions? We're here to help.

Whether you're an existing client, a participant with a question, or exploring NBS for the first time — our team is ready.