Flexible Spending Account (FSA)

Pre-tax dollars for life's medical moments.

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Health & Welfare

About this plan

A Flexible Spending Account (FSA) lets employees set aside pre-tax dollars to pay for healthcare and dependent care costs throughout the year. NBS administers both Health FSAs and Dependent Care FSAs — with debit card access, online claims, and full compliance support built in.

What's Included

Immediate access to your full annual Health FSA election on day one
Pre-tax savings on healthcare and dependent care expenses
NBS Debit Card for instant point-of-sale purchases
Online claims portal with real-time balance tracking
Grace period and carryover options to maximize your dollars
Full non-discrimination testing, handled by NBS

For Employers

Add a benefit employees actually use. FSAs reduce payroll taxes for both you and your team — and NBS takes care of all the testing and compliance.

For Participants

Set aside pre-tax money for medical bills, prescriptions, and childcare. Spend it easily with your NBS Debit Card or submit a claim online in minutes.

NBS administers more than Flexible Spending Account (FSA)

Many employers use NBS across multiple benefit types — consolidating administration simplifies vendor management and gives your employees a consistent experience. You may also be interested in these related plans.

Questions? We're here to help.

Whether you're an existing client, a participant with a question, or exploring NBS for the first time — our team is ready.