Flexible Spending Account (FSA) with Dependent Care Assistance Plan (DCAP)

Healthcare and dependent care in one plan.

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Health & Welfare

About this plan

A combined Flexible Spending Account (FSA) with Dependent Care Assistance Plan (DCAP) lets employees set aside pre-tax dollars for both healthcare and dependent care expenses under a single Section 125 cafeteria plan. NBS administers both components with unified enrollment, debit card access, and full compliance support.

What's Included

Combined Health FSA and Dependent Care FSA under one plan
Separate elections and limits for each account type
NBS Debit Card for healthcare spending
Online claims portal with real-time balance tracking
Grace period and carryover options for the Health FSA
Non-discrimination testing for both components handled by NBS

For Employers

Offer both healthcare and dependent care FSA benefits under one plan document. NBS handles enrollment, testing, and claims for both components — simplifying administration.

For Participants

Set aside pre-tax dollars for medical expenses and childcare in one plan. Use your NBS Debit Card for healthcare purchases and submit dependent care claims online.

NBS administers more than Flexible Spending Account (FSA) with Dependent Care Assistance Plan (DCAP)

Many employers use NBS across multiple benefit types — consolidating administration simplifies vendor management and gives your employees a consistent experience. You may also be interested in these related plans.

Questions? We're here to help.

Whether you're an existing client, a participant with a question, or exploring NBS for the first time — our team is ready.