Retiree Health Reimbursement Arrangement (Retiree HRA)

Healthcare coverage that continues into retirement.

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Health & Welfare

About this plan

A Retiree Health Reimbursement Arrangement (Retiree HRA) allows employers to set aside funds that reimburse retired employees for qualified medical expenses — including Medicare premiums, supplemental insurance, and out-of-pocket costs. NBS administers Retiree HRAs with flexible plan designs and full compliance support.

What's Included

Employer-funded reimbursement for retiree medical expenses
Covers Medicare premiums, supplemental insurance, and out-of-pocket costs
Tax-free reimbursements for eligible expenses
Customizable eligible expense list and reimbursement limits
Separate from active employee HRA — designed specifically for retirees
NBS handles plan document, compliance, and claims administration

For Employers

A Retiree HRA lets you provide meaningful post-retirement healthcare support while controlling costs. Set the budget, define eligible expenses, and let NBS handle the administration.

For Participants

Your former employer provides a Retiree HRA to help cover medical expenses in retirement — including Medicare premiums and supplemental insurance. Submit claims through the NBS portal for tax-free reimbursement.

NBS administers more than Retiree Health Reimbursement Arrangement (Retiree HRA)

Many employers use NBS across multiple benefit types — consolidating administration simplifies vendor management and gives your employees a consistent experience. You may also be interested in these related plans.

Questions? We're here to help.

Whether you're an existing client, a participant with a question, or exploring NBS for the first time — our team is ready.