Lifestyle Spending Accounts (LSA)

Benefits that fit the way your employees live.

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Health & Reimbursement Accounts

About this plan

Lifestyle Spending Accounts (LSA) are employer-funded accounts that reimburse employees for wellness, fitness, personal development, and other lifestyle expenses defined by the employer. While not governed by ERISA or the IRC, NBS provides full administration including enrollment, claims processing, and reporting.

What's Included

Employer-funded accounts for wellness and lifestyle expenses
Customizable eligible expense categories (fitness, education, financial wellness, etc.)
Attracts and retains talent with modern, flexible benefits
Online claims portal with easy reimbursement
No IRS plan document required — employer sets the rules
NBS handles enrollment, claims, and reporting

For Employers

Lifestyle Spending Accounts let you differentiate your benefits package with spending categories that matter to your workforce — fitness, education, wellness, and more. NBS administers the program so you define the benefit and we handle the rest.

For Participants

Your employer provides a Lifestyle Spending Account for wellness and personal development expenses. Submit eligible receipts through the NBS portal and get reimbursed for the things that improve your quality of life.

NBS administers more than Lifestyle Spending Accounts (LSA)

Many employers use NBS across multiple benefit types — consolidating administration simplifies vendor management and gives your employees a consistent experience. You may also benefit from these other services we administer.

Questions? We're here to help.

Whether you're an existing client, a participant with a question, or exploring NBS for the first time — our team is ready.