COBRA Administration

Coverage continuity, handled. Compliance risk, gone.

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TPA Services

What NBS does for your plan

Every COBRA plan includes these core administration services — handled end-to-end by NBS.

Plan Design

Custom COBRA administration structure tailored to your group health plan and workforce.

Administration

End-to-end COBRA administration including qualifying events, elections, and compliance.

Notifications

Timely initial and qualifying event notices meeting all federal and state requirements.

Premium Collection

Automated premium billing, collection, tracking, and reconciliation.

Direct Bill

Direct billing to qualified beneficiaries with payment tracking and grace period management.


COBRA

About this plan

COBRA administration is one of the most penalty-heavy areas of employee benefits law. NBS handles every step — from qualifying event processing and election tracking to premium collection and compliance deadlines — so nothing slips through the cracks.

What's Included

Qualifying event processing and timely participant notification
Election tracking and premium collection, end-to-end
Compliance calendar and deadline management — no missed notices
AI Phone Bot available 24/7 for participant questions
Online portal for COBRA participants to manage coverage
State continuation coverage administration

For Employers

COBRA penalties can reach $110 per day per qualified beneficiary. NBS takes the entire process off your plate and keeps you compliant — automatically.

For Participants

Lost coverage due to a job change or life event? COBRA may let you stay on your current health plan. NBS walks you through the process and manages your coverage from start to finish.

NBS administers more than COBRA Administration

Many employers use NBS across multiple benefit types — consolidating administration simplifies vendor management and gives your employees a consistent experience. If you're new to NBS, here are a few other areas we can help with.

Questions? We're here to help.

Whether you're an existing client, a participant with a question, or exploring NBS for the first time — our team is ready.