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2026 Contribution Limits
IRS limits for benefit and retirement plans. Updated annually.
Health Savings Account (HSA)
Self-only coverage$4,400
Family coverage$8,750
Catch-up (age 55+)$1,000
Flexible Spending Account (FSA)
Health FSA$3,400
Dependent Care FSA$7,500
Health FSA carryover$680
401(k) / 403(b)
Employee deferral$24,500
Catch-up (age 50+)$8,000
Annual additions limit (415)$72,000
Compensation cap (401a17)$350,000
Parking & Transit
Transit (monthly)$340
Parking (monthly)$340
These limits are subject to change based on IRS announcements. Contact NBS for the most current information applicable to your plan.