Your Benefits, Administered by NBS

Your employer has chosen NBS to administer your benefit plan. We're here to make sure everything runs smoothly for you.

Get Help

Find Your Account

Select the type of benefit you need help with to access your portal.

Health & Welfare Benefits

HSA, HRA, FSA, or pre-tax benefits plan

Retirement — Private Sector

401(k), ERISA 403(b), or Defined Benefit plan

Retirement — Gov & Nonprofit

Non-ERISA 403(b), 457(b), or FICA Alternative plan

COBRA Coverage

Continue your health coverage after leaving employment

Spend Your Benefits

Have an HSA or FSA? Shop thousands of eligible health products — all guaranteed to be covered by your plan.

HSA Store

Browse HSA-eligible products including first aid, health monitors, sunscreen, and more — paid directly from your HSA.

Shop HSA Store

FSA Store

Use your FSA funds before they expire — shop eligible medical, dental, and vision products with guaranteed coverage.

Shop FSA Store

Need Help?

Our service team is here to assist you with any questions about your benefits.

Still need help?

If you've already contacted our service team and your issue isn't resolved, let us know and we'll make it right.

Frequently Asked Questions

Use the portal finder above to select your benefit type. You'll be directed to the login page for your specific benefit portal where you can view balances, submit claims, and manage your account.

Visit our Resources page to download forms for claims, enrollment changes, and other benefit-related needs. Your employer may also have specific forms available.

You can call our toll-free number at 800-274-0503 or email service@nbsbenefits.com. Our service team is available to help you with any questions about your benefits.

National Benefit Services (NBS) is a Third Party Administrator (TPA) that your employer has chosen to administer your benefit plan. We handle the behind-the-scenes work — processing claims, maintaining compliance, and making sure your plan runs smoothly. We are not your insurance company or investment provider.

TPA stands for Third Party Administrator. A TPA is an independent company that handles the administrative tasks of benefit plans on behalf of employers. Think of NBS as the team that keeps your benefit plan running — processing your claims, ensuring compliance, and providing support — so your employer doesn't have to manage it all internally.